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Adult dating in Hampshire flourishes and so it should. With the exception of the 145 square miles covered by the New Forest national park, the county is densely populated. It is also a very prosperous one. Both of these factors are conditions that are favourable to the swinger lifestyle and adult fun scene.

Hampshire’s county town is the historic city of Winchester. There are several popular adult dating meeting places in an around the city but for swinger parties, people travel to an established and well appointed venue, just a few miles down the M3 and along the M27 on the outskirts of Southampton.
Travelling a similar distance to the north of Winchester along the M3, the modern town of Basingstoke is much less pleasing to the eye but equally active. Again, there is no established adult party venue here but swinger parties often take place in private homes in the area.

Southampton and Portsmouth are the really big cities of Hampshire and there is certainly no shortage of adult dating activity in either area. Southampton has one of the best adult party venues in the south of England whilst Portsmouth offers some superb meeting places and plenty of privately hosted parties in the homes of swinger couples and singles living in the area.
It is only possible to assess how much swinger / adult dating fun goes on in the county by looking at the numbers of people who have profiles listed on the biggest adult dating sites. One of the foremost adult dating and swinger clubs, Club Aphrodite has a flourishing postal and non-internet division whose membership figures I was also able to take into account.
Quite a few adult fun seekers sign up with one or two of the larger adult dating sites at the same time. This was taken into account when assessing the figures for the county.

According to this method of reckoning, my estimate for the numbers of singles and couples active in adult dating in the county is 1600. This figure obviously indicates that the county of Hampshire is a fantastic region for any person thinking about adult dating. It also has at least one excellent, established adult party club venue and a very active privately hosted parties scene.

These are the type that many swingers consider to produce the ultimate in adult party fun and the best way to get invites to ones that are privately hosted in this manner in Hampshire, is to sign up with a large adult dating club. Take some time and care to prepare a compelling profile and get yourself well known on the site. To be successful in this, you’ll have to be completely geared up to devoting a lot of time and energy logged into the site contributing to the chat room discussions. Club Aphrodite has a number of advice articles that we have prepared. The articles will help you acquire the most effective way to build captivating profile and online identity.

Cornwall has a population of half a million people but because of its geographical size only an average of 144 people per kilometre, occupy its beautiful and often dramatic territory. This factor does not help people who want to enjoy adult dating in the county. Being willing to travel within and outside of Cornwall is the obvious way to overcome the problem. Nevertheless, it is possible to find swinger parties and adult dating contacts in many of the main districts.
Cornwall’s rugged northern coastal area is the least populated and, with the exception of Newquay, very little activity occurs anywhere along it. The softer coastline of the south provides a few more likely places where people meet to enjoy adult fun but there are not any regular adult party venues.
The main areas to enjoy adult dating are the towns of St Austell, Truro, Penzance, Falmouth and Newquay but none of these have a regular swinger party venue. A farmhouse just outside of Truro has held a number of parties over the years and there are often hotel parties at various resorts.
It is only possible to estimate how much adult and swinging goes on in Cornwall by looking at browsing adult dating club profiles showing for Cornwall.
One of the leading swinger clubs and adult dating sites, Club Aphrodite has a flourishing postal and non-internet section whose numbers of members I was also able to take into account.
There is sizeable duplication in looking at the numbers of active members of the biggest swinger and adult dating sites as a lot of people sign up with several simultaneously. I took the duplication of membership issue into account before arriving at the total number of singles and couples for Cornwall.
According to this method of reckoning, my estimate for the numbers of single males, single females and swinger couples participating in adult dating in the county is about 380. This breaks down as 200 couples, 100 single males and 80 single females.
What these figures seem to suggest is that the county is not a great area for anyone wondering whether to indulge in adult dating but for anyone willing to put some effort into their quest, there are still possibilities for having adult fun.
There is no established adult party club venue in Cornwall at present although it is always possible that one could start up at any time. But in any case, many seasoned swingers consider that the most successful adult parties are more often than not, not the ones held in commercial premises but the ones held in private individual’s own homes.
The best way to get invites to parties of this type in Cornwall, is to join with a leading adult dating club, such as Club Aphrodite. Once you’re signed up, write up a really good profile then start building a popular presence on the site. It is essential that you commit yourself to devote a lot of time and energy logged into the site participating in chat rooms and forums. Download and read the advice articles that are for our members. The articles will help you acquire the most effective way to establish attractive profile and online identity.

Gloucestershire always seems to be a remote, unvisited county to people who live any further away than a neighbouring county. It has several romantic and picturesque Cotswold towns and villages, situated in a landscape that is so quintessentially English. The River Thames springs from the Gloucestershire countryside and meanders through the heart of the county.
The county city is Gloucester, a place of great historical significance since Roman days and dominated with a towering cathedral inside medieval city walls. These days it has a population of 123,000 people making it the only area of the county where much adult dating activity is found. An adult party venue of sorts exists in the city. It was formerly a hotel but now caters for a mixture of adult fun activities.
The towns of Tewkesbury and Cheltenham have populations that are large enough to support regular meetings and Stroud has been known to have swinger parties. Elsewhere the rural and sparsely populated nature of Gloucestershire makes it one of the least favourable counties for adult dating activities.

The best way of assessing just how many singles and couples are active adult fun seekers in the county is to examine how many profiles exist in Gloucestershire when browsing the biggest adult dating sites. I used the membership records of Club Aphrodite, a leading swingers club that I started up in 1996. One needs to realise that a substantial number of singles and couples join up with multiple adult dating clubs. When trying to get an idea of the numbers of people involved in adult dating in Gloucestershire, I made allowances for this kind of duplication.

The numbers for the numbers of adult fun seekers engaged in adult dating in Gloucestershire is about 550. This figure comprises of 200 couples, 200 single males and 150 single females.

Despite the sparseness of poulated areas in Gloucestershire, any person considering adult dating in the county should feel some degree of reassurance about their chances of success after reading these figures.
Although there is no established adult party club venue in Gloucestershire at present, except the ‘adult fun’ club in Gloucester that I mentioned above, many experienceded swingers contend that the most successful parties are those that are privately hosted and not ones held in commercial venues.
Gloucestershire does have plenty of these and the best way to go about receiving invites to them is to join with a foremost swinger club and adult dating site, like my own. Once you’re signed up with one, start by sketching out a compelling profile and get yourself well known on the site. It is essential that you commit yourself to devote a lot of time and energy logged into the site contributing to the chat room discussions and forums. Study the advice articles that we have written. The articles will teach you the secrets of getting the most out of online adult dating sites and how to cultivate your online presence.

Retirement can be the golden era of one’s life, rightfully known as the happy ‘second innings’. It is the time when for once you can finally slow down and smell the flowers, i.e., you can explore new hobbies, travel, unwind and do all the things in your bucket list that you never got a chance to do in your career-driven life. This is usually the time when your children are grown up and are taking care of themselves, and you have a lot of free time on your hands to discover new possibilities. However, despite all this, the post-retirement phase can be daunting for many individuals. Instead of feeling free from the responsibilities of their professional lives, people can feel very worried and stressed about their finances. The absence of a regular monthly paycheck, that they had been habituated to, can create unnecessary turmoil and insecurity.

To avoid this scenario, one needs to start planning for and strategizing their retirement from the initial, youthful days of their professional lives. You can plan for your retirement in many ways. Want to know how to retire early? All you need to do is research about multiple investment options and choose the one that is best suited for you. However, most individuals only think about and invest in the stable-but-low-returns-yielding Public Provident Fund (PPF) when they think about managing their finances after their retirement.

The public provident fund (PPF) and the employee’s provident fund (EPF) are the most commonly chosen and useful instruments to build an adequate and sufficient retirement corpus for yourself. However, you need to know that only investing in the PPF or the EPF is insufficient for your retirement plans – not just for yourself but also for your dependent family.

What is the PPF?
A PPF or the Public Provident Fund is an investment-cum-savings plan offered by the Government of India. You can invest a certain amount of money (up to INR 1,50,000) every year and receive compounded returns annually. It is an EEE investment plan, which means that the amount you deposit in your PPF account, the returns you generate, as well as the amount you receive on maturity are exempt from taxation.

What is the EPF?
EPF stands for the Employee Provident Fund, wherein salaried employees contribute a small percentage (12%) of their basic pay every month into the fund. A similar amount is contributed the employer into this fund. Each employee gets a distinct UAN (Universal Account Number) to track their current savings and value of investment. This amount is used to fund the retirement of the employees.

So why is the Provident Fund insufficient?
According to statistics, it has been revealed that the savings rate are high but despite that only about 10% of the country’s working class has any social security such as the EPF. Other professionals such as doctors, accountants, lawyers or self-employed persons do not really invest in social security platforms. If at all they do, they do it for tax saving and not retirement planning.

Another reason why provident funds are insufficient is that they do not provide adequate returns when you keep in mind the inflation rates. The long-term inflation rates can devalue or minimize your returns, ultimately being not sufficient for your retirement plan.

Therefore, the alternative to this are the retirement investment plans that give you financial security and enough coverage to sustain your standard of living. Pension plans give you an option of accumulating and investing savings, generating a lump sum amount when you retire, which is then further directed to create a regular income stream through an annuity plan. They also give you the choice to invest in equities, and give you greater inflation-adjusted returns.